YOU ARE ENTERING INTO A LEGALLY BINDING AGREEMENT. PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY, AS THEY MAY AFFECT YOUR RIGHTS AND PRIVACY
Welcome, and thank you for using jcbins.com (“Website”). By using this Website, you signify that you have read and agree to comply and be bound by the following Terms and Conditions of Use (“Terms and Conditions”). Please take the time to carefully review the Terms and Conditions below. If you do not agree to these Terms and Conditions, please do not use this Website.
Agreement
You agree that by using this Website, you are entering into a legally binding agreement. This agreement includes the Terms and Conditions and the Privacy Policy (“Agreement”), as may be amended by John C. Breckenridge Insurance Solutions (“JCB Insurance Solutions”) from time to time. Any such amendments shall be effective immediately upon posting of the amended Agreement. Continuing use by you shall constitute and be deemed your unconditional acceptance of this Agreement. You can view the most recent terms at any time at www.jcbins.com. If you do not agree to this Agreement, do NOT USE this Website.
Privacy
Your visit to our Website is also governed by our Privacy Policy. Our Privacy Policy further describes the collection and use of information on our Website. Please review our Privacy Policy at https://jcbins.com/privacy.
Intellectual Property
All intellectual property on the Website is owned by JCB Insurance Solutions or its licensors and is protected under applicable copyright, trademark, or patent laws. All trademarks, service marks, and trade names are trademarks or registered trademarks of JCB Insurance Solutions. Other products and company names mentioned on this Website may be trademarks of their respective owners. All content on the Website including but not limited to text, software, scripts, code, designs, graphics, photos, sounds, music, videos, applications, interactive features, and all other content is the proprietary property of JCB Insurance Solutions. Any copying, redistribution, use or publication by you of any such content or any part of the Website is prohibited, except as expressly permitted in this Agreement. Under no circumstances will you acquire any ownership rights or other interest in any content by or through your use of this Website.
Website Use Restrictions
JCB Insurance Solutions grants you a limited, revocable, nonexclusive license to use this Website solely for your own non-commercial use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works, or other use. You agree not to change or delete any ownership notices from materials downloaded or printed from the Website. You agree not to modify or copy materials on this Website, reverse engineer or break into the Website, or use materials, products or services in violation of any law. The use of this Website is at the discretion of JCB Insurance Solutions.
Links from This Website
The Website may contain links to websites operated by other companies. JCB Insurance Solutions does not endorse, monitor or have any control over these linked websites, which have separate Terms of Use and Privacy Policies. JCB Insurance Solutions is not responsible for the content or policies of linked websites. We encourage our users to be aware when they leave our Website to read the privacy statements of these websites. JCB Insurance Solutions will not accept any responsibility for any loss or damage in whatever manner, however caused, resulting from your disclosure to third parties of personal information. You access such websites at your own risk.
Disclaimer
THE INFORMATION ON THIS WEBSITE IS PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS. YOU AGREE THAT USE OF THIS WEBSITE IS AT YOUR SOLE RISK. TO THE EXTENT ALLOWED UNDER LAW, JCB INSURANCE SOLUTIONS DISCLAIMS ALL WARRANITES OF ANY KIND, INCLUDING BUT NOT LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANITES, AND ANY IMPLIED WARRANTIES OF: MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. YOUR SOLE AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE WEBSITE SHALL BE TO DISCONTINUE USING THE WEBSITE.
SOME JURISIDCTIONS DO NOT ALLOW CERTAIN DISCLAIMERS, SO SOME OR ALL OF THESE DISCLAIMERS MAY NOT APPLY TO YOU.
Limitation of Liability
UNDER NO CIRCUMSTANCES WILL JCB INSURANCE SOLUTIONS BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL (INCLUDING DAMAGES FROM LOSS OF BUSINESS, LOST PROFITS, LITIGATION, OR THE LIKE), SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN ANY WAY RELATING TO THE WEBSITE, YOUR WEBSITE USE, OR THE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE AND/OR CONTENT IS TO CEASE ALL OF YOUR WEBSITE USE.
You may have additional rights under certain laws (including consumer laws) which do not allow the exclusion of implied warranties, or the exclusion or limitation of certain damages. If these laws apply to you, the exclusions or limitations in this Agreement that directly conflict with such laws may not apply to you.
Indemnification
You agree to indemnify, defend, and hold JCB Insurance Solutions, and or partners, employees, and affiliates, harmless from any liability, loss, claim and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of the Website.
Jurisdiction
JCB Insurance Solutions is licensed in the states of California, Massachusetts, Florida, Nevada, and Oregon. You agree that this Website shall be deemed a passive website solely based in California, which does not give rise to personal jurisdiction over JCB Insurance Solutions in jurisdictions other than California. You agree that the laws of California, excluding its conflict of laws rules, shall exclusively govern any dispute relating to this Agreement and Privacy Policy. We both agree that all of these claims can only be litigated in the federal or state courts of Sacramento County, California, and we each agree to personal jurisdiction in those courts.
Notification of Changes
JCB Insurance Solutions reserves the right to change the terms of this Agreement from time to time as it sees fit and we will provide you notice if we do. Your continued use of the Website will signify your acceptance of any changes to these terms.